HEALTH INSURANCE IN TELUGU | MEDICLAIM POLICY

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COMMON Mistakes to Avoid While Choosing Health Insurance

In this video, we discuss the MOST common mistakes that people make while choosing a health insurance policy in India. With rising healthcare costs and lifestyle-related illnesses, health insurance has become an essential aspect of financial planning. However, choosing the right policy can be a daunting task, and many people make mistakes that can lead to inadequate coverage or financial strain during a medical emergency.

Video Chapters:
00:00 Highlights of Health Insurance
01:01 Importance Of Health Insurance
02:33 Health insurance is waste of money?
02:53 Not Now. I will buy Health Card after the salary increases
03:30 We have white ration card we don't need insurance
04:03 The first salary is spent on unnecessary work
04:39 Let's take after we get any disease.
04:53 I have ESI, Why I need other insurance.?
05:14 I have a Mediclaim policy issued by my company. Why I need other insurance.?
05:48 Taking a health policy blindly.
06:17 Ditto Insurance
07:12 Why health insurance at such a young age?
07:44 Should I take a single policy or for the whole family?
08:37 99% people don't know how much health insurance to take.
09:37 We don't get big diseases like cancer. 5, 10 lakh insurance is enough.
10:19 Pre Existing Diseases
11:12 EMI facility for Health Insurance
11:24 Buying Standard Policy
11:51 Is room rent covered? Or?
12:28 Co-payment clause
12:48 look at Sub-Limits.
13:09 compare with other insurance companies
13:41 Not to make more than two claims in a year
13:56 Find cashless Hospitals or Network Hospitals
14:18 claim settlement ratio
14:43 claim settlement amount
15:04 claim settlement time

By the end of the video, the viewers will have a clear understanding of the common mistakes to avoid while choosing a health insurance policy in India and how to choose the right policy that provides comprehensive coverage and financial protection during a medical emergency.

Editing : @KarthikRaghavarapu
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33 thoughts on “HEALTH INSURANCE IN TELUGU | MEDICLAIM POLICY

  1. Book your FREE CALL with Ditto – http://bit.ly/3YEC5Yf

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  2. Very informative video! Also I’ve heard Ditto’s service is really great. Booking a call today!

  3. Good afternoon sir
    మీ వీడియోస్ మాకు ఎంతగానో. హెల్ప్ అవుతున్నాయి.. కృతజ్ఞతలు. sir

  4. Very informative. I follow all your videos! Great effort to educate our people.

  5. Very clear and informative and Sir, but there is a correction in the 2nd &9th point explanation. Our insurance premiums are not fixed in health insurance. It changes after every 5-7 years according to the age slab determined by the insurance provider. Appreciate if you can suggest any insurer which gives fixed premium for entire life span of any health policy.

  6. i have taken policy for my parents about 5years back starting premium of 23000 since then every year premium kept on increasing .. when i enquired they were telling age factor only.. now they both crossed 60yrs and this year renewal premium was 56000+, but thing is that total claim amoutn is 7.5L for each..is the premium amount is viable or is it too much… in these years which is more than double… so far only once i went for cashless treatment for 32000 minor surgery ….what ever be the premium i wont stop renewal because i dont need to worry about financial help when in need.

  7. can a group policy be ported to individual policy (health). Example a employee will get insurance for his family and if he leave the job, his family members can port the policy to other health insurance company?

    1. no..not at all possible.. please watch the full video and note that the employee health cards are not valid once you leave the job.

    2. @Telugu Assets In USA, for the employee, they give grace period of 2/3 weeks/months to port the policy. I don’t know about the family insurance. In India i have no idea about the porting of policy after leaving the job.

  8. మీ ఆరోగ్యం మీ చేతిలో ఉండాలి. డాక్టర్ల చేతిలో కాదు.
    1. ఖాదర్ వలి వీడియో చూసి,మంచి విషయాల తెలుసుకుని సిరిథానియాలు తింటూ ఆరోగ్యాన్ని చక్కగా చూసుకోండి.
    2. హోమియోపతిని పాటించడం వల్ల అనారోగ్యపు అలవాట్లు మీరే సరి చేసుకోగలుగుతారు.
    3. పయిన రెండు సూత్రాలు పాటించితే Insurance లేకుండానే హాయిగా ఉండవచ్చు.

    1. All the best sir. మీకు తెలియని విషయం ఏంటంటే, ఖాదర్ వలీ, మంతెన, రామకృష్ణ వీరందరికీ హెల్త్ ఇన్సూరెన్స్ వుంది. Check చేసుకోండి. ఇండియా లో వున్న ప్రతీ ఒక్క డాక్టర్ health insurance coverage లో వున్నారు. ఇది మీ information కోసం మాత్రమే.
      మీరు చెప్పిన సూత్రాలు పాటిస్తే, ఆరోగ్యంగా వుండవచ్చు. వారికి accident అయితే treatment అవసరమా లేదా అనేది మీరు క్లారిటీ ఇవ్వలేదు.

    2. @Telugu Assets star health insurance నుండి health insurance తీసుకున్నాను. Accident అయినప్పుడు ఒక్క రూపాయి రాలేదు.

    3. @Telugu Assets ఖాదర్వలి ఎంత మొత్తానికి premium తీసుకున్నారు? సాక్షం ఉందా మీ దగ్గర.
      2. రామచంద్ర గారు ఎంత మొత్తానికి premium తీసుకున్నారు ? సాక్షం ఉందా ?

    4. @Telugu Assets 1.మనం ఉద్యోగం చేస్తున్న కంపెనీ ఇచ్చిన health insurance పనిచేస్తుంది.
      2.కుటుంబం కోసం సొంతగా తీసుకున్న insurance పనిచెయ్యడం కష్టం.. మోసపోవడానికి అవకాశం చాలా ఎక్కువ.

    5. @Telugu Assets public transport లేక rtc లేక railways ని ఎక్కువ వినియోగించడం ద్వారా accident లు తగ్గించ వచ్చు.

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