Affordability Analysis | Smart Spending | Case Study

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The Concept of Affordability

Discover the key to financial stability with our comprehensive guide on affordability analysis! In a world of instant gratification, it's crucial to understand how to manage your spending habits and make informed decisions to stay on track with your financial goals. In this video, we break down the concept of affordability and provide a simple set of rules to help you determine whether a purchase is within your means. Learn how to assess your income, savings, and borrowing capacity, and see real-life examples illustrating the importance of staying within your financial limits. Avoid the pitfalls of overspending and loan traps, and boost your financial freedom with loan-free living. Don't let confusion about affordability lead you astray-follow our expert advice to make smarter decisions and enhance your financial literacy today!
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🥏 Editing: @KarthikRaghavarapu
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Loan Trap, Affordability analysis, Financial stability, Spending habits, Budget management, Financial goals, Income assessment, Saving strategies, Borrowing capacity, Cost evaluation, Loan-free living, Financial literacy, Purchase decisions, Budget maximization, Loan obligations, Avoiding overspending, Financial limitations, Financial planning, Personal finance guide, Smart money choices, personal finance tips
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#overspending #casestudy #emi #TheConceptOfAffordability #debtfree #BorrowingCapacity #CostEvaluation #debtfree #smartspending

29 thoughts on “Affordability Analysis | Smart Spending | Case Study

  1. Sir, if possible, do video on local Chits like small group of people will conduct

  2. Hello sir… Thank you for this video… learnt about ‘Theory of affordability’ with detailed explanation with case studies. Will share the video with family n friends.

  3. హాయ్ సర్ నమస్తే, మాకు తెలియని, అవగాహన లేని ఎన్నో మంచి విషయాలను చాలా చాలా వివరంగా ,క్షుణ్ణంగా ,ఓపిగ్గా చాలా బాగా తెలియజేశారు.చాలా మంచి వీడియోలు అందిస్తున్న మీకు, మీ కుటుంబ సభ్యులకు మరియు మీ టీం మెంబర్స్ అందరికీ హృదయపూర్వక ధన్యవాదాలు మరియు కృతజ్ఞతలు.

  4. Good evening sir,
    Mee videos regularga chusthu untanu,kani nadoka request,
    Nenu oka Government sector lo Outsourcing Employee nee,maku Every month salarys regular ga Radu,asalu eppudu vasthundo thelidu,memu Ela fanancial growth saadinchali,maa kosam oka video cheyagalarani koruchunnamu ,naala 1 to 1.5 lakh employees saffer avthunnamu Maa badhanu artham chesukoni video chestharani ashisthu,
    Mee Follower

    Racha Kailas

  5. Sir అత్యంత ఎక్కువ ఆదాయం వచ్చే పెట్టుబడులు ఏవో విడియో చేయండి. ఉదాహరణ గూడ్స్ ట్రైన్ ఇలాంటివి. మరియు అందులో లోటు పాట్లు గురించి కూడా చెప్పండి. పెద్ద మొత్తం డబ్బు ఉన్నపుడు వేగంగా ఎక్కువ ఆదాయం వచ్చే పెట్టుబడి మార్గాలు చెప్పండీ.
    ఒక విడియో కోసం ఎదురు చూస్తు ఉంటాం. Please sir.

  6. చాలా బాగా చెప్పారు సార్ 🙏🙏

  7. sir in detailed analysis u mentioned 10% in income + loan emi of 5k then total 15% apart from savings u had mentioned that the price of a product shouldn’t go beyond 10% here the rule has broken can u alear my doubt sir!! 🙂🙂

    in my opinion the tenure of EMI also makes difference as we cant predict the future i think even the montly emi pay can go upto like 25% and clear the loan max 1.5 to 2 years for non house and personal loans becuase if we sum up the amount the intrest paying along with tenure will be more higher than the original product….—> expecting to suggestion on this doubt too sir!🙂🙂

    1. @Telugu Assets Nothing sir oka product ki mana salary lo 10% ki minchi pay cheyoddu ani chepparu but detailed analysis lo 10% in income and 5% for emi towards that product kalipithe 15% avtundi kada appudu miru cheppina rule break inatte kada?? so how to analyse this situation

  8. VERY GOOD INFORMATION AND USEFUL NARRATION WITH GOOD EXPLANATION AND EXAMPLES. SHUBHAM.

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