Best Term Insurance Plan in India 2023
For more details –
How do you know that the term insurance plan you're thinking of buying is the best term insurance plan for you? Does it provide you enough coverage while fitting in your budget?
A good term insurance plan does not disturb your budget but improves your financial health. Although we buy a term insurance plan to safeguard the future of our loved ones, the best term insurance plan is the one that helps us as well in our financial health.
Do you know there are multiple companies now that offer some of the best term insurance plans of Rs 1 crore? No, the premiums of these term insurance plans are not sky-rocketing high. If you compare various plans and find out the best term insurance plan in your 20s or early 20s with a low tenure, you will be able to get a high sum assured at low premium.
How to Choose the Best Term Insurance Plan?
The best term insurance plan should have the following features:
• It should fit your budget (the premiums should not be very high)
• The sum assured (i.e. the death benefit your nominee will get) should not be less
• The policy tenure should not be less (it should cover you for the age of 80 years at las, if your health is good & your lifestyle stable)
• A best term insurance plan should cover you from critical illnesses (especially if you have a family history)
• Premium break (it should allow you to have a break from paying premiums, say after 10 years)
If your term insurance plan has all these features and benefits, then you have found the best term insurance plan in India for you.
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5 నిమిషాల్లో డీమ్యాట్ అకౌంట్ ఓపెన్ చేసుకోవడం ఎలా? (English Video)
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ఫ్రీ బుక్స్, ఆర్టికల్స్, మంచి quotations మరియు ముఖ్యంగా మీరు అడిగే ప్రశ్నలకు జవాబులు, ఇంకా చాలా చాలా suprises – వెంటనే లింక్ క్లిక్ చేసి instagram లో ఫాలో అవండి :
"మీలో ఎవరు కాబోయే కోటీశ్వరుడు" (Telugu Book):
నాతో మాట్లాడాలంటే Callme4 App లో ID: CSG@cm4 (TeluguAssets అని గాని, srinivas chikati అని గాని Search చేసినా సరిపోతుంది.)
#TermInsuranceTelugu, #ZeroCostTermInsurance, #LifeInsurance,
Free DEMAT ACCOUNT:
నేను రికమెండ్ చేస్తున్న Demat Account – https://tinyurl.com/yh6o7b8p
5 నిమిషాల్లో డీమ్యాట్ అకౌంట్ ఓపెన్ చేసుకోవడం ఎలా? (English Video)
https://youtu.be/NR7BxFu9csg)
ఫ్రీ బుక్స్, ఆర్టికల్స్, మంచి quotations మరియు ముఖ్యంగా మీరు అడిగే ప్రశ్నలకు జవాబులు, ఇంకా చాలా చాలా suprises – వెంటనే లింక్ క్లిక్ చేసి instagram లో ఫాలో అవండి :
https://www.instagram.com/teluguassets/?hl=en
“మీలో ఎవరు కాబోయే కోటీశ్వరుడు” (Telugu Book):
https://play.google.com/store/books/details?id=E-rgDwAAQBAJ
నాతో మాట్లాడాలంటే Callme4 App లో ID: CSG@cm4 (TeluguAssets అని గాని, srinivas chikati అని గాని Search చేసినా సరిపోతుంది.)
హాయ్ సార్ నమస్తే, ఇన్సూరెన్స్ గురించి చేసిన ఈ వీడియో చాలా చాలా బాగుంది సార్, మంచి వీడియో అందించిన మీకు, మీ కుటుంబ సభ్యులకు మరియు మీ టీమ్ మెంబర్స్ అందరికీ హృదయపూర్వక ధన్యవాదాలు మరియు కృతజ్ఞతలు.
I have LIC coverage, shall i still go for Term insurance ?
How much?
@Telugu Assets Basic sum assured 10Lakhs, 15 years tenure
Sir why maxlife ?
If possible do comparison so that it will help to all
Ok
TERM INSURANCE బాగుంది. GOOD 👍
అసలు…
ఎన్ని రకాల INSURANCE లు ఉన్నాయి, వాటి వలన ఉపయోగాలు ఏమిటో ఒక మంచి VEDIO చేయండి.
Hi Sir,
You should compare other plans then conclude on max life. Seems it’s a promotional.
Sir star helt insurance gurinchi okka video cheyandi chaiyande please
Thank you Anna 🙏
Pearlvine international
Onpassive GOFOUNDERS
Video cheyandi
I even wonder how you’re suggesting as the best term plan only in terms of low premium’s and not considering other things
As per IRDAI figures
Claim rejection ratio: One must also keep this thing in mind that how much %claims are being rejected by the companies. Guys as this point is about rejection so lesser the percentage is good for the company.
LIC – 0.43%
HDFC – 0.52%
TATA AIA – 0.93%
ICICI – 1.18%
Max – 1.24%
We accept all the claims , but percentage of settlement amount is low. Then? There are pros and cons in every thing. It is based on the requirement of the individual. Anyhow, you have raised good valuable thing. We will do one video on all these things in detail.
@Telugu Assets regarding this topic I can suggest you some pointers and solutions from my end. We can connect if possible
Because it’s promotional video💯
Pension plans gurinchi cheppandi
Please compare other term policies also…
Hi, Sir
I have taken Max life Tem Insurance for 1 CR. Upto 85 Years. But premium is 5859 Rs per month. Because my age is 50 Years. How to find the coverages which are explained by the above.pls.suggest
Is it worth for family or single person
Thankyou, can you please share compare term insurance with other provided companies – benefits
Very soon
Thank you so much sir.🙏🙏🙏
Insurance gurinchi chala baaga explain chesaru good sir
What is the difference between zero cost term plan & Return of premium plans.
Both are same only…
LIC & MAX LIFE TERM INSURANCE.
WHICH IS BEST FOR TERM INSURANCE?
AND
COULD YOU PLS EXPLAIN DIFERENCES IN BETWEEN LIC AND MAX LIFE?
I WOULD LIKE TO TAKE TERM INSURANCE IN VERY SOON. I HAVE 3 YEARS IT RETURNS ALSO…
I HOPE U REPLAY PLS SIR…
YOU ARE ADVICE IS MOST IMP FOR ME NW…
DM me on Instagram
-ICICI term insurance policy with rider details please..
Sir gudmrng
I’m paid 5yrs premium and stopped can i get my amt after complete tenure of policy pl reply