Credit Cards Explained | Credit Cards For Beginners

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Full details about credit card in Telugu

Video Chapters:

00:00 Video Highlights
01:14 Introduction to Credit cards
03:43 Credit cards Business Model
06:46 Credit Limit
08:28 Interest Rates on Credit cards
10:23 KUKU FM
11:24 Grace Period for credit cards
13:47 Life time free vs Annual Charges cards
14:48 CIBIL score
16:23 Cash Back credit cards
18:00 What is Zero Cost EMI
19:56 Loan On Credit card
20:45 Cash Withdrawal from Credit Card
21:35 Which Credit Card is Best

Learn everything you need to know about credit cards in this informative video. Discover interesting statistics about credit card usage, both in your country and globally.

The video emphasizes the importance of understanding the business model and principles behind credit cards to avoid falling into debt. The narrator shares personal experiences and offers practical examples to help viewers navigate the world of credit cards successfully. Topics covered include credit limits, interest rates, grace periods, credit scores, cashback rewards, zero-cost EMI options, loans on credit cards, and choosing the right card for your needs.

Don't miss out on this valuable information and share the video with others to spread financial literacy.

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39 thoughts on “Credit Cards Explained | Credit Cards For Beginners

    1. సార్ నిను క్రిడిట్ కార్డు వడుతున్నను నా కు ఏమీ తెలయనితనంతో

    2. Thanks bro
      Vedio is very nice information.
      Nenu credit card meeda loan 2lacks teesukonna
      And vere sbi card meeda 1 lack
      Undi kattavalasindi
      Salary peragatam ledu naku ela manage chesukovali bro

    3. Hii Sir
      SBI SIMPLY SAVE CREDIT CARD FUEL KOSAM SWIPE CHESTEY CHARGES CUT AVTUNDHA ????

  1. Very informative video. Managing multiple cards and making staggered billing cycle will fetch alot from them. As told, paid credit cards give additional perks rather than free

  2. This is true, I had faced this issue. When I applied SBI card, they offered ₹100 cash back if I withdraw money from ATM,. I fid the same snd I see ₹600 added as visa charges.

  3. Super sir.., good and knowledgeable video, want more like this sir ❤

  4. Exactly perfect information given bro.. nenu full amount payment lo oka 100/- తక్కువగా కట్టినప్పుడు next bill lo financial charges ani 700/- వేశారు. అప్పటినుండి 1/- bill kante ఎక్కువే కడుతున్నాను.

  5. chala ante chal baga chepparu sir, one of the best explanation in telugu, thanks for valuable information

  6. RBI should have interfere on over banks for charging high interest rates on card holders

  7. According to my opinion holding credit card is now a days becomes Necessary. When we need urgency of funds like medical etc.instead of asking some body it is better to having credit card it gives financial confidence. However it should not be used for luxury things like unnecessary clothes shoes.Restarent payments bar and restaurant payments etc.

  8. Definitely Very Informative Sir Please make it more vedios with genuine information like this

  9. Yes credit cards give much benefits , I hold almost 10 cards and manage perfectly every month and earn a lot of rewards. But be careful while using it, Only swipe when you have liquid cash in the bank and use this card for purchase in order to earn more benefits.

  10. Hi sir, Why won’t we get EMI option for gold purchases in online websites like Amazon and Flipkart through credit card???

    1. You can swipe the card in any jewellery shop and convert the purchase into EMI. But you will be charged

  11. Very useful vedio , taking car by cash is any risk of IT department ,or buy loan which one is best please give ur valuable suggestion

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